Mortgage lending criteria

Mortgage Lending Criteria

Mortgage lenders will have their own lending criteria. The criteria are the rules that the Mortgage Underwriters will follow when they assess a mortgage application. The lending criteria for each lender will be quite detailed.

We have published some of the readily available information from some of the mainstream mortgage lenders.

We have not verified this information with the lenders. Ask your broker to confirm any aspects that are important to you.

The lending criteria listed is for residential home purchases. Different criteria will apply if the property is to be let or occupied by anyone other than the purchaser

Lenders will revise their lending criteria frequently. Please contact your mortgage broker to discuss any aspect that is important to you.

To establish your eligibility for a particular mortgage, please contact us and speak to a mortgage broker. We have experience of dealing with all lenders and their particular requirements.

Remember, we do not charge you any fees.