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Independant mortgage broker Why use Mortgages Direct

Whole of mortgage market.
Exclusive mortgage schemes that are only available through mortgage brokers.
NO BROKER FEES under any circumstances
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Adverse Credit

Adverse credit is going to be a problem. Bankruptcy arrears, CCJ's and defaults  will restrict your choice of lender. Let us help you  find the best deal.

self employed mortgages
Self Employed

Mortgages for Sole Trader or Partner or Limited company.  Mortgage lenders can be frustrating to deal with. Let us help you arrange your mortgage

Mortgage Brokers UK

Mortgage Broker with No broker fees!

No one likes paying fees and we understand how important this is to you. So we make a clear commitment - No broker fees for mortgages of at least 100k

Thats right - no broker fees

We treat our clients as individuals, with individual needs and requirements. We appreciate how frustrating it is to deal with Banks and other mortgage lenders.

We wont forget that you are the customer

We will help you find the best products for your situation and we will try to make the application process that bit easier

How can we help?

Buy to let

Buying a property to let or remortgaging a let property you already own. We can help. Just phone us with your requirements or complete the enquiry form and we will come back to your with some options. More about buy to let

Self Employed

Mortgage lenders will normally require 2 or 3 sets of accounts to support a self employed mortgage application. This is not so easy if you have only been trading a short time. We can arrange mortgages with just one years accounts. Please phone us to discuss your situation. More about self employed


It is a very good idea to review your mortgage periodically. This should include reviewing the interest rates currently on offer.

We are currently enjoying a protracted period of low interest rates. What is less certain is how long these interest rates will stay low. You may take the view that it is a good idea to lock in the low interest rates currently on offer. More about remortgaging here
Adverse Credit Lending

We can arrange mortgages where there is some adverse credit in the background. Call us if you have a bankruptcy or county court judgement or defaults.

You may have a few missed or late credit card payments and this is causing you problems with your mortgage application. We have lenders that will lend in these circumstances

More about adverse credit